D.R. MARTIN AND ASSOCIATES

CONNECT

Address:

One University Plaza Suite 412
Hackensack, NJ 07601

Phone:

(201) 479-0735

Our Approach

It is our strong belief that a collaborative relationship combined with smart technology and deliberate thinking will inform and guide our best efforts to meet, or exceed your personal financial goals.

Our six-step process will establish your financial goals, identify the obstacles you face in achieving the lifestyle you have envisioned, and recommend specific solutions that can bridge the gaps we have identified to reach your goals concisely guided by your own dedicated CERTIFIED FINANCIAL PLANNER™ Practitioner. We continually monitor your plan and let you know when it is time to adjust or make changes to ensure you stay on track to meet, or exceed your personal financial goals with us.

Step 1: Establish your goals

It begins with a conversation.  You and a CERTIFIED FINANCIAL PLANNER™ practitioner with years of experience and professional practice will establish your financial goals, hear your concerns, understand your personal considerations, and learn about your success up to this point.  We want to understand why you started saving in the first place and why we are talking today to uncover your true goals and create a financial plan together that will get you there on your terms without unnecessary risk or speculation.

Step 2: Evaluate Assets and Gap Analysis 

We will identify the obstacles you face in achieving the lifestyle you have envisioned.  We examine your existing portfolio of investments and insurance to determine if it can reasonably deliver the goals we discussed with an acceptable amount of risk.  And if it can't, why not?  This process is more direct and transparent than what is practiced at many financial services firms today and clearly identifies the beneficial investments already in place that are moving you toward your aspirations and the detrimental areas or deficiencies that will jeopardize your future lifestyle and leave you with less to spend on your objective.

Step 3: Empower and Envision

During this phase, we recommend specific solutions that can bridge the gaps we have identified to reach your goals concisely without unnecessary risk or speculation.  We want you to know what to expect from your financial decisions on a general level but also in unexpected situations after the impact that taxes, fees, and inflation will have on investment returns to obtain the realistic and expected “net to you”, what you will receive from your savings in the future, so you can plan your lifestyle with confidence knowing what you can safely spend without overdrawing your plans when you get there.

Step 4: Launch and Evolve

We don't stop there, this is where we implement your customized plan.  At this point you will be ready to decide whether D.R. MARTIN AND ASSOCIATES, LLC can add substantial value and if you would like to proceed with our recommendations.  Here we will answer any questions you may have about your proposed strategies and execute any documents required to seamlessly transition your accounts into your customized financial plan with us.

Step 5: Review and Revisit

When you have multiple investment accounts it can be easy to become overwhelmed with the amount of paperwork you receive initially.  Your dedicated CERTIFIED FINANCIAL PLANNER Practitioner will help you organize everything you have received up to this point and answer any questions you may have about the transition to our firm about so you understand exactly what is happening with your money and how it relates to our personal financial goals before we begin the next phase of our relationship so we can proceed confidently in the direction of your future success together.

Step 6: The Journey

We continually monitor your plan to ensure you stay on track and let you know when it is time to adjust or make changes.  We meet and present your progress to you at regular intervals to review any major changes in your personal or financial situation since our last meeting and make changes to your plan if required to keep you on track for the long term and ultimately achieve, or exceed your personal financial goals.

We use Helios, your digital financial portal available at no additional cost to the valued clients of D.R. MARTIN AND ASSOCIATES, LLC which clearly illustrates exactly where you are in relationship to your goals with interactive charts and detailed summaries.  This innovative resource gives both of us with a secure 360-degree view of your accounts allowing for online collaboration at any time on your mobile device or tablet so you are never far from the answers you want, when you want them when you work with us.

Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck