Consolidating your old 401(k) and IRAs into a single rollover IRA could lower your account fees and give you access to professionally managed, objective based investment portfolios while keeping your money growing in a similarly tax advantaged account for long term success.
401(k) plans from old jobs leave it up to you alone to navigate hidden pitfalls like high administrative fees, limited investment choices, and restrictions on how you can distribute your account which can erode investment returns and leave less for you to spend in retirement.
Let us identify your sustainable income goal for you, recommend specific objective based investment strategies that may enhance your income in retirement, and explain the next steps so you can consolidate your plans confidently and easily so you can avoid the most commonly made mistakes that can jeopardize your future lifestyle and leave you with less money to spend.
Please be sure to speak to your advisor and carefully consider the differences between your company retirement account and investments in an IRA. These factors include but are not limited to changes in the availability of funds, withdrawals, fund expenses, fees, and IRA required minimum distributions.
Are your 401(k) plans still working at the job you left many years ago? Consolidate your plans today.